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DON'T LET LIFE'S EVENTS CATCH YOU UNPROTECTED

Request your free life insurance Quote today 

LIFE INSURANCE

         TERM LIFE INSURANCE

  • Term Insurance provides life insurance protection for loved ones in the event of premature death of the income earner.

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  • This type of policy provides coverage for a certain length of time as specified in the policy.

 

  • Term policies can also be converted into Whole Life or Permanent Insurance as they are sometimes referred to.

 

  • There are several types of term products in the market place today such as, Mortgage Life, Annual Renewable Term, Level Premium Term, Convertible Term and others.

 

  • Policy owners have the option of converting term insurance into permenant insurance without showing proof of insurability.

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  • Term insurance is less expensive than permenant insurance and can have different types of riders depending on the insurance company and individual selection.

Whole Life Insurance is a form of permanent life insurance that remains in force for one's entire lifetime as specified in the policy.

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  • Whole life polices provide protection against premature death and has living benefits.

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  • Whole life policies build cash values, which have nonforfeiture values that are guaranteed to the policy owner.

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  • They policy owner can take a policy loan(s) from the cash value.

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  • There are several types of whole life polices such as, Straight Life, Limited Pay, Single Premium, Joint Life, and others.

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  • Some life policies are flexible premium polices; these type of policies also provide flexible cash values, face amounts, premium-paying periods along with a period of protection.

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  • Some are a mixture of whole life and term such as Adjustable Life and Universal Life that allow the policy owner to purchase term and invest the difference.

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        WHOLE LIFE INSURANCE
 

 

Tristate Life & Health Insurance Agency 

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  Phone:  (614)-398-1674

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Email: Tristateinsurance01rs@gmail.com

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HOURS

Monday - Friday 

9:00 am to 5:30 pm

 

Call for an Appointment

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